Frequently Asked Questions

What is an Assisted Living community?
Assisted living is a long-term care option for elders who need a level of assistance higher than that of a retirement community, but not as extensive as a medical or nursing home or hospital. It provides an independent lifestyle with customized assistance.


How does it differ from other levels of care?
Assisted Living is a unique combination independent living and care. Unlike nursing homes and other medical facilities, Assisted Living residences allow elders to maintain a sense of independence and are involved in a social community; while at the same time provide the assistance with daily life and peace of mind that comes with a professional support team.

Who is best suited for an Assisted Living community?
Assisted Living communities are suited for residents who need assistance in their daily lives, including preparing their meals, facilitating transportation, maintaining their homes, assisting with hygiene, and managing their medication. It’s also a good option for some residents living with disorders such as Alzheimer’s, as well as mobility limitations, incontinence, or other conditions common in one’s senior years.


What types of supplemental services do many Assisted Living communities offer?
While most Assisted Living communities have 24-hour supervision and meal services in common, a variety of additional quality of life services may be available in your residence of interest, according to the National Center for Assisted Living’s (NCAL) 2000 Survey of Assisted Living Facilities. In addition, supervision for persons with Alzheimer’s or other mental disabilities can usually be arranged.


What amenities are typically available?
Typical amenities available in Assisted Living residences may include personal care assistance (bathing, toileting, dressing, eating), access to health care and medical services, on-site social and spiritual activities, recreation and exercise facilities, wellness programs, transportation arrangements, 24-hour security, laundry service, and housekeeping.


What are typical costs?
As reported by the 2006 MetLife Market Survey of Assisted Living Costs, the costs associated with assisted living averaged $2,968 per month, or $35,616 yearly. That's up 2.2% or $63 from 2005 and 17.6% from 2004. Just as Assisted Living residences vary, so too do their costs, which depends mostly on the size of units, services offered, and location, according to the National Center for Assisted Living (NCAL). The MetLife reports concurs that rates range considerably by region, with North Dakota the lowest ($1,742 monthly) and the Bridgewater, New Jersey area the highest ($5,197 monthly). Many long-term care insurance policies offset some of the costs, however, reports NCAL, most Assisted Living expenses are covered by the family of residents, since most elders do not have such long-term coverage. Medicare does not cover Assisted Living, but under certain circumstances, some state and local governments offer subsidies for rent or service for income-eligible seniors, according to the Assisted Living Federation of America (ALFA). Supplement Security Income (SSI) may also help alleviate some of the cost, while some residences participate in Medicaid, grant programs, or other assistance.


How are Assisted Living communities licensed?
According to ALFA, regulations and licensure requirements vary from state to state. It’s important to do your research to see if your state requires residences to be licensed, and if so, whether your residences of interest have complied.



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